Customer journey

From signup to spend

Create an account, verify, fund a spending balance, then issue a card. Unused funds stay yours to withdraw.

1
Create account
Register with email, mobile number, and password. This is the same login you will use for cards, assets, and Houston support.
2
Verify account
Confirm the SMS code, then open the verify link in your inbox. Cards stay locked until those checks complete.
3
Complete profile
Optional personalization after the account exists. Skip anything that is not required.
4
Fund a balance
Receive on a listed network from Add Money. The card spends from this balance, not from a custodial pool.
5
Issue a card
Open Cards and issue a virtual card when the account allows it. A physical card uses the same record if you request mail.
6
Spend
Use the virtual number online, or add it to Apple Pay or Google Pay. Physical cards tap the same self-custody balance.
7
Manage the card
Freeze, unfreeze, replace, set spend limits, and block categories from the dashboard.
8
Watch activity
Activity lists ledger and on-chain records already stored for your account. Nothing is invented there.

Ready when you are

Registration and verification stay the same. The card comes after your account exists.