Withdraw anytime
Unused funds are not locked with a custodian. Withdraw what you do not spend whenever you like.
Hold Crypto, get Cash
A spending account and card for people who want to use crypto day to day without handing custody to anyone else. Fund a balance, issue a card, and spend anywhere Visa is accepted — online, in apps, or in store.
Ready in 2 minutes
Withdraw anytime
Self-custody spend
Rank-based limits
Tap to pay
Social Card
Spending balance
$12,480.55
Monthly limit · $8,000
Social Card
Social CardVISA
4921 •••• 0294
Available
Recent spends
$3,204.10
Aurora Coffee
Today
Northwind Grocery
Today
Lumen Streaming
Yesterday
Social Card
4921 •••• •••• 0294
Card holderS. CARD
Valid thru08 / 30
VISA
Spend it, don't sell it
Social Card connects a secured payment card to assets you continue to hold yourself. You fund a spending balance, we issue a card, and you stay in control the whole time.
Self-custody spend
Smart accounts keep control with you. You approve actions from your own wallet; private keys never leave it.
Extra cards
Higher ranks can hold more than one card on the same account — separate budgets, same login.
Physical card
Start virtual, then order a metal card for tap and chip. Both draw from the same wallet balance.
Tap to pay
Add your virtual card to Apple Pay or Google Pay, or use the number online. Physical cards tap the same record.
Ready in 2 minutes
After the account can use cards, a virtual card is issued in about two minutes. No monthly plan to buy first.
The card
One card. Two ways to carry it.
A virtual card in about two minutes, then an optional physical card by mail. Both spend from the balance you fund.
Virtual
Issued as soon as your account is ready. Add it to Apple Pay or Google Pay, or paste the number online.
- Ready in about two minutes
- Works in wallets and checkout forms
- Freeze or replace from the app
Physical
A metal card for in-store tap and chip. Same spend limits, same history, mailed after you confirm your address.
- Tap to pay anywhere Visa is accepted
- Contactless and chip
- Ships after you confirm an address
How it works
From signup to spend
Create an account, verify, fund a spending balance, then issue a card. Unused funds stay yours to withdraw.
-
1
Register and verify
Sign up with email, mobile number, and password. Confirm the SMS code, then open the verify link in your inbox. Cards stay locked until those checks complete.
-
2
Fund a balance
Receive on a listed network from Add Money. The card spends from this balance, not from a custodial pool or an exchange account.
-
3
Issue a card and spend
Open Cards and issue a virtual card when the account allows it. Use the number online, add it to a phone wallet, or request a physical card by mail.
Why Social Card
Your funds, your control
Made simple
Self-custody usually feels technical. Passkeys and account abstraction make it feel like a normal login.
- Sign in with Face ID, Touch ID, or a passkey
- Limits follow your rank
- Withdraw unused funds at any time
Card benefits
Everyday card controls on rails that stay transparent and onchain. There is no monthly subscription.
- Card issue is included with an eligible account
- Clear ledger and on-chain history
- Works with the wallets you already use
Inside the account
Tools besides the card
Send, swap, extra cards, and API live here. Rank still decides what is unlocked.
Send to a member
Move a ledger amount to another Social Card account. A completed send uses the 0.5% fee on Fees.
Swap
Exchange between assets you already hold. Swaps use a small spread and unlock with Plus and above.
API access
Premium, Elite, and VIP ranks can use the account API. Starter and Verified cannot.
Security
Your keys stay yours
Approvals happen in the wallet you already trust. We request a public key to issue a card — not a seed phrase.
Passkeys
Sign in with Face ID, Touch ID, or a device passkey. Sensitive dashboard actions can require a step-up when that flow is enabled.
Smart accounts
Spending limits and recovery live on the account. Freeze, unfreeze, replace, and block categories from the dashboard.
Self-custody
Private keys never leave Phantom, Trust, or MetaMask. You approve each connection; unused balance can be withdrawn.
Account standing
Ranks, not miles
There is no points wallet or cash-back balance. Rank on the account turns tools on and sets desk priority. Dollar caps stay on Limits.
Cards open
Verified email opens cards. Register, confirm SMS and inbox, then issue a virtual card when the account allows it.
Swap unlocks
Plus and above can exchange assets they already hold. Extra cards are a higher-rank unlock; how many is on Limits.
API and more cards
Premium, Elite, and VIP can use the account API. Higher ranks can hold more than one card on the same login.
Money, forever yours
Skip the wallets to juggle, the exchanges and the banks. Register, verify, fund a balance, then spend on your terms.